If you’re about to buy a new car and have a relationship with a bank where you can get financed, you may be wondering “how do I buy a car with my own loan?” We love banks! And, at CarSnoop, we respect your relationship with your bank.

Good news! Above all, your bank or credit union will be assured to keep your financing and it will ease the new car buying process.

CarSnoop protects your lender.

You’ve met with your lender to discuss your new car loan needs. As a result, you’re prepared with your credit score and have  pre-approval on your loan. With that, you’re set to have that lender relationship maintained to complete the financing with CarSnoop.

Having your lender secures your rate with CarSnoop.

CarSnoop pro tip: having a direct lender relationship will eliminate a dealer tactic of rate markup. You will avoid any dialogue with the dealership financing department with CarSnoop. When you’re ready to wrap up the new vehicle purchase, your bank or credit union will finalize the details. Lastly, the lender will run a hard credit pull and review your full credit report. In other words, these steps will complete your loan application process and finalize your interest rate.

How does CarSnoop work?

Again, by using CarSnoop to buy your new car, you get to work with your lender of choice and secure that lender relationship. When you submit your CarSnoop car build request, it will show that you have a lender. As a result, your lender relationship will be guaranteed. And, no surprises and no rate changes.

So, how do you buy a new car with your own loan? With CarSnoop. It’s just that easy.