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Lenders are Welcome at CarSnoop.

If you have a preferred relationship with a local bank or credit union, we protect that relationship. The dealers with whom we work understand that their financing department must choose the lender you have brought with you to the car purchase.

If your own lender has approved you for the loan, that bank is guaranteed to be your lender with CarSnoop. At CarSnoop, we respect your relationship with your bank and when you use our app or online portal process, your lender is protected. The dealerships cannot suggest or change your lending resource.

Your bank or credit union will be assured to keep your financing and it will ease the new car buying process. Your loan pre-approval and credit score are ready so CarSnoop does the rest.

Get started with the easy CarSnoop process.

CarSnoop pro tip: having a direct lender relationship will eliminate a common practice of dealers marking up the interest rate. Additionally, you will avoid any dialogue with the dealership financing department with CarSnoop. When you’re ready to finalize the new vehicle purchase, your bank or credit union will finalize the details. Lastly, the lender will run a hard credit pull and review your full credit report. In other words, these steps will complete your loan application process and finalize your interest rate.

How does CarSnoop work with your lender?

Again, by using CarSnoop to buy your new car, you get to work with your lender of choice and secure that lender relationship. When you submit your CarSnoop car build request on our app or website, it will show that you have a lender. As a result, your lender relationship will be guaranteed. And, no surprises and no rate changes.

So, how do you buy a new car with your own loan? With CarSnoop. It’s just that easy.